Monthly Annual Family
⭐ Annual plan · best price

The whole year, for less

83,88€ /year

equivalent to 6,99€/month — pay once and forget about it, saving 12€ a year compared to paying monthly.

Try 7 days free
🔒 Secure payment with Stripe ⏱️ No commitment, cancel anytime 🌍 Available in 7 languages

What's included

Exactly the same as the monthly plan — the only difference is how you pay.
📊

Unlimited and recurring transactions

Log as many income and expense entries as you want, and automate the ones that repeat every month — salary, rent, subscriptions.

🧭

Net worth and budget

Decide what percentage of your income goes to spending, saving and investing, and track your net worth with automatic analysis.

🔔

Alerts and mid-month analysis

Alerts when your balance drops below a threshold, and a summary of how the month is going by email and in the app.

✨

AI analysis

Ask for a plain-language analysis of your portfolio whenever you need it.

💰

One payment, one whole year sorted

No monthly card reminders, no having to think about it twelve times a year — pay once and don't touch it again until renewal.

📈

Investment Mode

Track the value of your stock and fund portfolio in near real time, alongside the rest of your finances — without leaving the app.

🎯

Goals and debts

Set savings goals with a deadline and track their progress, or record your debts so you always know how much is left to pay.

The savings, with real numbers

No abstract percentages — here is the exact math.

€12 isn't much all at once, but it's a dinner out or two months of a subscription you already have — paid for itself, just by choosing how you pay for MonVault instead of changing any of your habits.

Paying month to month (12 months)
7,99€ × 12 = 95,88€
Paying the annual plan83,88€
What you save12,00€

Compare plans

The annual savings grow the longer you keep it active.
Monthly plan Annual plan Family plan
Price 7,99€/month 6,99€/month* From 5,99€/month*/person
Transactions and recurring items ✓✓✓
Net worth and budget ✓✓✓
Alerts and AI analysis ✓✓✓
Investment Mode (stock portfolio) ✓✓✓
Savings goals and debts ✓✓✓
Export to Excel ✓✓✓
Available languages 777
Accounts included 113 – 6
Savings vs monthly —10%20%
*Monthly equivalent of the annual payment.

Questions about the annual plan

What happens if I cancel mid-year?

You keep access until the end of the 12-month period you already paid for — no partial refunds for unused time, same as most annual subscriptions.

Does it auto-renew at the end of the year?

Yes, Stripe renews automatically at the price in effect at that time. You can cancel the renewal from your account anytime before that date.

Can I switch to the family plan later?

Yes — reach out and we'll help with the switch; since it's a different pricing structure (by number of members), it's not a simple price change like between monthly and annual.

Save from year one

7 days free trial. Cancel anytime.

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