MonVaultYour money, with the clarity
of a ledger.
Income, expenses, budget and net worth in one place — no spreadsheets, with an assistant that asks the right questions and analysis that actually makes sense.
7 days free · Nothing is charged until day 8 · Cancel anytime
- Secure payment with Stripe
- Two-step verification and encrypted data
- No need to connect your bank
From zero to your first recorded entry in under a minute.
- 1
Create your account
Sign up with your email and choose your plan: all three come with a 7-day free trial.
- 2
Log your transactions
Type them the way you'd tell a friend, send them via Telegram or forward a purchase email: they're logged automatically with their category.
- 3
Get clarity
See where your money goes, how much you can spend each day until your next payday, and get alerts when something looks off.
Get started in a minute: describe a transaction like you'd tell a friend, and the app handles the rest.
📊Overview and stats
Balance, income vs expense charts, category breakdown and balance history — all animated and instant.
🧭Budget and net worth
Decide how much to spend, save and invest, and track your net worth with automatic analysis.
🔔Smart alerts
Alerts when your balance drops below a threshold, and a mid-month analysis by email and in the app.
✨AI analysis
Ask for a plain-language analysis of your portfolio whenever you need it, no jargon.
🎯Savings goals
Set a target, a date, and track your progress with a bar that fills up as you contribute.
🏷️Categories your way
Use the default categories or create your own — the app adapts to how you organize your money.
🔁Recurring transactions
Salary, rent, subscriptions — log them once and they record themselves every month.
⭳Import and export
Upload your history from a CSV, or download your transactions to Excel whenever you like.
🌐Available in 7 languages
Spanish, English, French, German, Chinese, Japanese and Arabic, with full right-to-left support.
🔐Real security
Two-factor verification, encrypted passwords, and the option to delete or export your data whenever you want.
7-day free trial on all three plans. Cancel anytime.
- ✓ Unlimited & recurring entries
- ✓ Net worth, budget and alerts
- ✓ AI analysis and Excel export
- ✓ 7-day free trial, cancel anytime
- ✓ Unlimited & recurring entries
- ✓ Net worth, budget and alerts
- ✓ AI analysis and Excel export
- ✓ 7-day free trial, cancel anytime
- ✓ 3 to 6 independent accounts
- ✓ Each member gets their own private dashboard
- ✓ You decide who joins
- ✓ 7-day free trial, cancel anytime
Frequently asked questions
Can I cancel anytime?
Yes. Cancel from your own dashboard at any time — you'll keep access until the end of the period you already paid for, no penalty and no lock-in.
What happens to my data if I cancel?
You can download all your data at any time from Settings, or delete your account entirely — everything is permanently erased, nothing stays stored.
Do I need finance knowledge to use it?
No. The assistant asks simple questions (what, how much, what type) — no accounting jargon or complex setup before you start.
Can I switch from monthly to annual later?
Yes, from your dashboard you can switch to the annual plan anytime, and whatever you've already paid that month is automatically prorated.
What languages is it available in?
Spanish, English, French, German, Chinese, Japanese and Arabic — change it whenever you like from your account.
Start today. Your first 7 days are free.
Create your account in a minute. If it's not for you, cancel before day 8 and pay nothing.