Not just a list of names — here you can see exactly what each part of the app does, with concrete examples.
Your total balance at a glance, broken down by payment method (cash, bank, investment) and by category.
The income vs expenses charts and the category breakdown update on their own every time you record a transaction — no refreshing or recalculating on your part.
Track your stock and ETF portfolio near real-time, added automatically to your net worth.
See Investment Mode →Alerts when your balance drops below a threshold you set, plus a mid-month analysis by email.
Record a one-off bill with its amount and due date — you decide when it's marked as paid.
Use the 7 default ones or create your own, with your own icon and colour.
Salary, rent, subscriptions — they're recorded automatically every month, without you having to remember.
Upload your history from a CSV, or download your transactions to Excel whenever you like.
Two-step verification, encrypted passwords and full control over your data.
Spanish, English, French, German, Chinese, Japanese and Arabic, with full right-to-left support.
No. You record your transactions by hand or import them from a CSV file — you never share your banking credentials with MonVault or anyone else.
Yes, a card is requested when you sign up, but nothing is charged during the 7-day trial. If you cancel before it ends, you won't be charged anything.
When you sign up you tell us your goal (saving, getting out of the red, investing...), and the analysis takes it into account every time you generate it — it isn't generic advice that's the same for everyone.
Each member has their own account and their transactions are completely private. The account holder sees the household's joint budget, but not the other members' individual expenses.
Yes, with no commitment. You cancel from More → Security and keep access until the end of the period you've already paid for.
Yes — two-step verification is mandatory on every account, passwords are encrypted, and you have full control over your data at all times.
7-day free trial on any of the three plans.
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