MonVault
Free calculator · no sign-up

Where did your paycheck go this month?

Enter your usual small expenses and see how much they add up to in a year. Takes 30 seconds.

☕ One coffee a day already adds up to $900+ a year

Your small recurring expenses

Enter how much you spend, how many times, and whether it's weekly or monthly.

Quick add:
AmountTimesEvery…
Per year you're spending
0 €
0 € per month

In 5 years, without changing anything, that's 0 €.

Cutting back just that would leave you with 0 € more per year.

Discover your real spending: 7 days free →
No loans. We never sell your data. Cancel anytime.
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A report every 15 days

An automatic email report showing where your money is going. No need to remember to check.

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A budget based on your paycheck

Enter your salary and we split it into what you can spend, save, and set aside for fixed costs.

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Subscriptions in plain view

All your recurring charges and their dates in one calendar, so none of them slip past you.

This is an estimate based on the amounts you enter. Weeks are calculated as 52 per year.

Per year you're spending 0 €
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